Tips from the Ombudsman
Travel insurance
- In any case, it is advisable to consider taking out travel insurance. Cancellation insurance can help to avoid financial losses if the trip has to be canceled for unforeseen reasons.
- For longer trips, extra return travel insurance is also a good idea in order to be covered in an emergency. Especially in countries such as the USA, where hospital costs can be very high, foreign travel insurance is important to ensure that you are well covered in the event of illness or an accident.
- Ultimately, travelers should decide for themselves what risks they are prepared to take. It is important to check whether cancellation or baggage insurance may already be included in your household contents insurance or whether your health insurance provides sufficient cover abroad. This ensures that travelers are well protected in the event of an emergency, but also that they are not double insured.